Iowa Surety Bonds2019-04-06T12:43:04-04:00

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Iowa Surety Bonds

Surety Bonds in Iowa

Iowa is home to more than 243,000 businesses, and many of these businesses need surety bonds for permits, licenses, and construction or service contracts. The Hawkeye State has 51 unique state-required bond types, and another 91 bonds required by different local cities and counties throughout the state.

BondExchange features hundreds of Iowa agents from every corner of the state, from Dubuque to Des Moines, and beyond. All of these agents leverage our network to source surety bonds for their many clients.

With access to more than 30 different markets, BondExchange helps agents find any of the 142 different surety bond types for Iowa businesses. We offer unique insights thanks to our experience and expertise, making it easy for agents to move through the surety bond process step-by-step with our innovative platform.

Iowa Surety Coverage with BondExchange

BondExchange provides comprehensive and complete access to every surety bond that the state of Iowa and its local municipalities may require from local businesses. Agents can utilize our platform to find the correct surety bond, deliver quotes to customers instantly online, and then complete those applications and bond purchases with a few clicks. This quick and easy process takes just a few steps from beginning to end. Below are just a few of the different types of surety bonds that you may need to quote for Iowa business clients.

Real Estate Industry Bonds

Businesses working in the real estate industry such as mortgage brokers, closing agents, or manufactured home retailers in Iowa need specific surety bonds to be in place before providing those services to the public.

Mining and Timber Bonds

Under Iowa law, businesses involved in either the mining or timber forestry industries need to secure surety bonds before operating. There are separate bonds for surface mining operations and for timber buyers or their agents.

Financial Services Bonds

Providing financial services in Iowa often means taking out a surety bond. Whether your customer operates as an appraisal management company, a credit services organization, or a licensed debt management company, they will need a surety bond to operate legally.

Alcohol and Tobacco Sales

Businesses that sell or distribute alcohol, cigarettes, or other tobacco products are all required to purchase surety bonds in the state of Iowa. There are specific bonds for wine, beer, high-proof beer, and brew pub operations, and several tiers of cigarette and/or tobacco products bonds.

City or County Surety Bonds

A number of cities and counties throughout the Hawkeye State require companies doing business within their limits to hold specific surety bonds. Examples include sidewalk contractors in Marshalltown, transient merchants in Waterloo, and waste hauling contractors in Des Moines.

Private Investigation and Security Bonds

Businesses that provide private investigation services or private security personnel, or a combination of both, are required to be bonded under Iowa law. Bond requirements range from $5,000 to $10,000.

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If you’re an agent in Iowa, sign up with BondExchange to gain access to all of the surety bonds we offer. For a complete list of surety bonds covered in Iowa, expand the box below.

State Bonds Municipal Bonds

Appraisal Management Company ($25,000.00)
Bail Enforcement Agency ($5,000.00)
Boxing/Wrestling/Mixed Martial Arts Event ($5,000.00)
Business Opportunity
Class AA Beer Permit (High Alcohol Content Beer) ($5,000.00)
Class A Beer Permit (Beer Wholesale Only) ($5,000.00)
Class A Wine Permit and Class A Native Wine Permit (Wine Wholesale Only) ($5,000.00)
Closing Agent ($25,000.00)
Credit Services Organization ($10,000.00)
Debt Management License
Delayed Deposit Services License ($25,000.00)
Delayed Deposit Services License
Distribution or Sale of Cigarettes and/or Tobacco Products ($500.00)
Distribution or Sale of Cigarettes and/or Tobacco Products ($2,500.00)
Distribution or Sale of Cigarettes and/or Tobacco Products ($5,000.00)
Distribution or Sale of Cigarettes and/or Tobacco Products ($1,000.00)
Distribution or Sale of Cigarettes and/or Tobacco Products ($3,500.00)
Employment Agency ($30,000.00)
Feeder Pig Dealer
Grain Dealer ($100,000.00)
Grain Warehouse
Instructional School
Loan Company License ($25,000.00)
Lottery Agent
Mobile/Manufactured Home Retailer ($50,000.00)
Mortgage Broker
Motor Vehicle Dealer ($75,000.00)
Motor Vehicle Defective Title
Nursing Home
Out-of-State Contractor ($25,000.00)
Plumber and Mechanical Contractor ($5,000.00)
Private Investigative Agency ($5,000.00)
Private Investigative Agency and Private Security Agency ($10,000.00)
Private Security Agency ($5,000.00)
Property Broker or Freight Forwarder BMC-84 (ICC Broker) ($75,000.00)
Public Adjuster ($20,000.00)
Regulated Loan License ($25,000.00)
Retail Class E Liquor License
Retail Sales Tax
Self-Insurer’s Workers Compensation
Special Class AA Beer Permit (High Proof Brew Pub) ($5,000.00)
Special Class A Beer Permit (Brew Pub Privilege Only) ($5,000.00)
Surface Mining Operations
Third Party Administrator
Timber Buyer or Buyer’s Agent
Travel Agency ($10,000.00)
Travel Trailer Dealer ($25,000.00)
Waste Tire Hauler ($10,000.00)
Wholesale Distributor (Pharmacy) ($25,000.00)
Wholesale Distributor (Pharmacy) ($100,000.00)
Wine Direct Shippers License ($5,000.00)

ADLM Counties Environmental Public Health License/Permit
Altoona – City License/Permit
Anamosa – City Auctioneer ($1,000.00)
Ankeny – City Utility Installation Performance
Any Union Wage and Welfare
Asbury – City License/Permit
Bettendorf – City License/Permit ($10,000.00)
Bettendorf – City License/Permit ($20,000.00)
Bremer – County Electrical Contractor ($5,000.00)
Bremer – County General Contractor ($5,000.00)
Bremer – County Heating and Cooling Contractor ($5,000.00)
Bremer – County Plumbing Contractor ($5,000.00)
Bremer – County Septic System Contractor ($5,000.00)
Buchanan – County License/Permit
Buena Vista – County License/Permit
Burlington – City License/Permit
Calhoun – County License/Permit
Cedar Falls – City License/Permit
Cedar Rapids – City Auctioneer ($1,000.00)
Cedar Rapids – City Grading, Opening or Working in Public Street and Property ($10,000.00)
Cedar Rapids – City Itinerant Vendor ($1,000.00)
Cedar Rapids – City Sidewalk Contractor ($10,000.00)
Center Point – City License/Permit
Cerro Gordo – County License/Permit
Charles City – City License/Permit ($5,000.00)
Clear Lake – City License/Permit ($5,000.00)
Clinton – City License/Permit
Clinton – County License/Permit
Coralville – City License/Permit
Council Bluffs – City License/Permit ($10,000.00)
Davenport – City Contractor’s (Street, Sewer)
Davenport – City License and Permit
Davenport – City Sidewalk and Driveway Construction ($10,000.00)
Davenport – City Tree Trimmer ($10,000.00)
Davenport – City Utility, Plumber & Contractor Combined Performance ($5,000.00)
Des Moines – City License/Permit
Des Moines – City Right of Way Permit Performance and Maintenance
Des Moines – City Use of Street – Construction ($5,000.00)
Des Moines – City Use of Street – Destruction/Demolition ($5,000.00)
Des Moines – City Use of Street – Renovation ($5,000.00)
Des Moines – City Waste Hauling Contractor ($10,000.00)
Dewitt – City License/Permit
Dubuque – City Transient Merchant
Eldridge – City License and Permit
Epworth – City License/Permit
Fairfax – City Itinerant Vendor ($1,000.00)
Floyd – County License/Permit
Fort Dodge – City License/Permit
Fort Dodge – City Transient Buyer
Generic Obligee Concessionaire
Hampton – City License/Permit
Hiawatha – City License/Permit
Indianola – City Mechanical Contractor
Installation Made Easy Inc (IME) IME Affiliate
Iowa Northland Regional Council of Governments (INRCOG) General Contractor ($5,000.00)
Johnston – City License/Permit
Keokuk – City License/Permit
Landfill of North Iowa License/Permit
La Porte City – City License/Permit
LeClaire – City License/Permit
Lumber Liquidators Inc Installation Provider
Marion – City License/Permit
Marshalltown – City Sidewalk Contractor: Annual Bond ($10,000.00)
Marshalltown – City Sidewalk Contractor Site Specific ($1,000.00)
Mason City – City License/Permit
MEMO Financial Services, Inc dba MEMO MEMO Money Order
Muscatine – City License/Permit
Muscatine – City Peddler ($1,000.00)
Newton – City License/Permit
Nora Springs – City License/Permit
North Central States Regional Council of Carpenters Wage & Fringe Benefit
Oelwein – City License/Permit
Oskaloosa – City License/Permit
Plymouth – City License/Permit
Polk – County Onsite Wastewater Treatment and Disposal Systems Contractor’s License ($15,000.00)
Rudd – City License/Permit
Secretary of State Transient Merchant License
Sioux City – City General Building Contractor ($10,000.00)
Sioux City – City Transient Merchant
Spencer – City License/Permit
Urbandale – City License/Permit ($5,000.00)
Waterloo – City Building Mover ($10,000.00)
Waterloo – City Erection and Maintenance of Signs ($5,000.00)
Waterloo – City Pawnbroker ($2,000.00)
Waterloo – City Right of Way Construction ($15,000.00)
Waterloo – City Transient Merchant
Waukon – City Itinerant Vendor ($1,000.00)
West Des Moines – City Sign Installation ($5,000.00)
West Liberty – City License/Permit
Windsor Heights – City Mechanical Contractor
Windsor Heights – City Plumbing Contractor

Why Partner with BondExchange for Iowa Surety Bonds?

BondExchange has been helping insurance agents write surety bonds for more than 40 years, forming the foundation of our platform designed to make agents work more efficiently. We know that most insurance agents do not focus on surety, so we’ve created a process that is simple, fast, and profitable.

Simplifying the Bond Process with the Help of Straightforward Tools

Thanks to the straightforward tools we’ve designed, BondExchange has simplified an otherwise complex process. Our platform makes it easy for agents to quote bonds quickly, deliver those quotes electronically, and issue bonds online. Our online application uses a step-by-step approach with simple questions that can be completed by agents (or their customers), even if it’s their first time writing surety. With instant quote generation from more than 30 markets, our online bond purchasing system offers high functionality, ease of use, and zero paperwork.

You Deserve Customized, Expert Service

Here at BondExchange, our agents always come first. That’s why we feature your name and brand prominently at all times, making it easy to reinforce your expertise and professionalism with all of your surety clients. With our staff consisting of expert underwriters, you’re always just a few seconds away from the answers you’re looking for. Our team is available by phone, chat, and email. Our underwriters stand ready to help you through the entire process from start to finish.

One Point of Entry for All Surety Bonds

BondExchange is the only source Iowa agents need to place surety bonds for their clients. We provide access to hundreds of different types of bonds and rates from more than 30 different carriers with a fully-automated online platform you won’t find anywhere else, saving you time and effort by making it easy to shop the market instantly.

Instant Quotes from 30+ Surety Carriers

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