Not all surety bonds expire on fixed dates; the vast majority expire one year after issuance. But with that said, there are a healthy number of licensing requirements for local, statewide, and even federal surety bonds that do expire on the same date every year, regardless of when the bond was issued.

surety bond renewals

And since we recommend beginning the surety bond renewal process well in advance of expiration (60-90 days if possible), there’s no time like the present to review those upcoming expirations that will impact your customers between now and the end of the year.

Tip: December is by far the busiest month for fixed surety bond renewals as many licenses expire with the end of the calendar year. If your customer has a bond that renews in December, it’s especially important to get started early. Bond providers and obligees often experience backlogs due to renewal congestion or shortened holiday hours.

See our 3 renewal tips for smooth and painless customer renewals

Bonds Expiring in September, October, November & December

<td “>STATE

AL Banking Department Mortgage Broker 12/31
Auburn – City Electrician
CT Department of Revenue Nonresident Contractor Verification 12/31
Cheshire – Township Street Excavation
Fairfield – Township Occupational License or Permit
Hamden – Township Occupational License or Permit
Hartford – City Occupational License or Permit
Milford – City Occupational License or Permit
Newington – Township Drain Layer
Norwalk – City Sign Erector
Wallingford – Township Excavation Contractor
West Hartford – Town Curb and Walk Layer
Wethersfield – Township Street Excavation, Drain Layer, Curb and Walk Layer
DC Department of Consumer and Regulatory Affairs Motor Vehicle Dealer or Used Car Lot Business 10/31
Occupational and Professional Licensing Administration Private Detective Business
Department of Consumer and Regulatory Affairs Electrical Contractor or Master Electrician 11/30
Department of Insurance Securities and Banking Check Casher 12/31
DE Department of Agriculture Dealer in Agricultural Products 12/31
FL Construction Industry Recovery Fund Contractor License (Recovery Fund) 9/30
Department of Highway Safety & Motor Vehicles Mobile Home and RV Dealers and Installers
Haines City – City Occupational License or Permit
Jacksonville – City Sign Contractor
Lake – County Contractor’s License
Orange – County Contractor Performance
Orlando – City Contractor’s License or Permit
Osceola – County Occupational License or Permit
Palm Beach – County Occupational License or Permit
Sanford – City Occupational License or Permit
Winter Park – City Occupational License or Permit
Pasco – County Contractor’s License 10/1
Department of Highway Safety & Motor Vehicles Motor Vehicle Dealer (New/Franchise) 12/31
GA Board of Registration Used Motor Vehicle Division Used Motor Vehicle Parts Dealer 12/31
Department of Revenue Alcohol / Liquor Tax
Department of Revenue Nonresident Contractor’s Performance Tax
Professional Licensing Board Paid Solicitor
Macon-Bibb – County Retailer’s Malt Beverage and/or Wine
Monroe – County Alcohol / Liquor Tax
Putnam – County Retail Malt Beverage and/or Wine License
IL Department of Public Health Plumbing Contractor 9/30
Department of Vehicle Services Second Division Motor Vehicles Installment 10/1
Department of Financial and Professional Regulation Consumer Installment Loan 12/31
Department of Vehicle Services Designated Agent / Motor Vehicle Dealer
Department of Vehicle Services Remittance Agent
Chicago – City Drain Layer
Cook – County Demolition
Springfield – City Occupational License or Permit
IN Secretary of State Loan Broker 12/31
Evansville / Vanderburgh – City / County Occupational License or Permit
Indianapolis – City General Contractor
Mishawaka – City Excavation in Streets
Terre Haute – City Contractor’s License or Permit
KS Department of Education Driver Training School Operator 12/31
Emporia – City Occupational License or Permit
Winfield – City Occupational License or Permit
KY Office of the Attorney General Professional Solicitor 12/31
LA Auctioneers Licensing Board Auctioneer 12/31
Used Motor Vehicle Commission Used Motor Vehicle Dealer
Lake Charles – City Contractors
MD Commissioner of Financial Regulation Collection Agency 12/31
Insurance Administration Insurance Adviser
Baltimore – City Master Electrician
Baltimore – County Trespass Towing
Calvert – County Sewage Disposal Installer
Hagerstown – City Building Contractors and Carpenters
MA Alcoholic Beverages Control Commission Liquor License 12/31
Office of the Attorney General Professional Solicitor
MI Department of Licensing and Regulatory Affairs Unemployment Compensation 12/31
Office of Financial and Insurance Regulation Mortgage Broker or Lender
Detroit – City Hauler of Extraordinary Loads: Class B
Department of Insurance and Financial Services Money Transmission Services Provider
MO Title and Registration Bureau Motor Vehicle Dealer 12/31
MS Department of Banking and Consumer Finance Check Cashers 9/30
Tupelo – City Occupational License or Permit
Department of Banking and Consumer Finance Debt Management Service Business 12/31
Department of Banking and Consumer Finance Pawnshop Business
NE Collection Agency Licensing Board Collection Agency 12/31
NY Athletic Commission Boxing, MMA, and Wrestling Promoter 10/1
Superintendent of Insurance Independent or Public Adjuster 12/31
Buffalo – City Heating Contractor
Hempstead – Township Sewers and Drains
Hempstead – Village Sewers, Drains or Water Distribution Systems
New York – City Building Operations Permit
New York – City Street Obstruction
North Hempstead – Township Occupational License or Permit
Ramapo – Township Sewer System License
OH Butler – Village Occupational License or Permit 9/30
Canton – City Sidewalk Laying, Relaying and Repairing 10/31
Department of Health Sewage Treatment System Contractors 12/31
Department of Health Private Water Systems Contractor – Individual
Department of Public Safety Bureau of Motor Vehicles Commercial Driver Training School
Division of Financial Institutions Mortgage Broker
Allen – County Plumbing Installation/Alteration
Ashville – Village Registration – General Building
Aurora – City Contractor’s Performance
Avon – City Contractor License Performance
Avon Lake – City Contractors
Bedford Heights – City Contractor
Bexley – City Contractor
Bowling Green – City Occupational License or Permit
Brecksville – City Contractor
Broadview Heights – City Occupational License or Permit
Brook Park – City Contractor Registration
Brown – County Occupational License or Permit
Brunswick – City Contractor’s Indemnification
Butler – County Plumbing
Canton – City Home Improvement Contractor
Chagrin Falls – Village Contractor Registration
Champaign Health District Plumbing Contractor
Cincinnati – City Licensed Sewer Tapper
Clermont – County Sewer Tapper (Sewer District)
Cleveland – City Contractor’s License
Columbus – City Professional Fundraiser
Dayton – City Occupational License or Permit
Dayton / Montgomery – City / County Plumbing
East Cleveland – City Contractors Registration
Euclid – City Contractors Registration
Findlay – City Occupational License or Permit
Hamilton – County Installation/Repair Plumbing Performance
Lima – City Electrical
Lyndhurst – City HVAC
Maple Heights – City Occupational License or Permit
Mentor – City Certificate of Registration – Electrical
Montgomery – County HVAC
Moreland Hills – Village Occupational License or Permit
North Ridgeville – City Contractor
North Royalton – City Contractor Performance
Oakwood – City Cement License
Olmsted – Township Contractors Registration
Oregon – City Sidewalk and Driveway Contractor
Parma – City Contractor
Pepper Pike – City Occupational License or Permit
Perrysburg – City Sidewalk Contractor
Pickaway – County Contractor / Sub-contractor Registration
Portage – County Contractor
Reminderville – Village Contractor
Reynoldsburg – City Contractor’s Registration
Seven Hills – City General
Shaker Heights – City Occupational License or Permit
Solon – City Contractor Registration
South Euclid – City Contractor Registration
Springfield – City Home Improvement
Toledo – City Plumbers Indemnity
Trumbull – County Electrical Contractor
Trumbull – County Mechanical Contractor
Twinsburg – City Contractor Registration
University Heights – City Contractor’s License
Warren – County Plumbing
Warrensville Heights – City Occupational License or Permit
Westlake – City Occupational License or Permit
Wickliffe – City Contractor Registration
Willoughby – City HVAC/Refrigeration
Willoughby Hills – City Occupational License or Permit
Willowick – City Contractor Registration
Wood – County (Northwestern Water & Sewer District) Sewer Tapper
Youngstown – City Contractors Registration
OK Used Motor Vehicle and Parts Commission Motor Vehicle Dealer or Rebuilder 12/31
PA Real Estate Commission Real Estate Education Provider 10/31
RI East Providence – City Private Detective 11/30
Department of Business Regulation Alcoholic Beverage 12/1
Contractors’ Registration and Licensing Board Underground Utility License 12/31
Dealers License and Regulations Office Motor Vehicle Dealer
Providence – City Sidewalk
TN Department of Commerce and Insurance Dealer of Manufactured Homes 12/31
Department of Financial Institutions Mortgage Broker, Lender or Servicer
TX San Antonio – City Master Electrician 9/30
U.A. Plumbers Local Union 68 Wage and Welfare
Comptroller of Public Accounts Continuous Bond of Seller (Sales Tax) 12/31
Comptroller of Public Accounts Fuel Tax
Comptroller of Public Accounts Mixed Beverage Gross Receipts and Sales Tax
Department of Savings and Mortgage Lending Residential Mortgage Loan Servicer
Lottery Commission License to Conduct Bingo
Dallas – City Paving
Kerrville – City Contractor License
Kirby – City Home Improvement Contractor/Salesman
San Antonio – City Sidewalks, Curbs, Gutters and Driveways
VA Fairfax – County Home Improvement Contractor 12/31
WV Division of Motor Vehicles Motor Vehicle License Service 12/31

The Bond Exchange Makes Surety Bond Renewals Easy!

Never miss a customer’s surety bond renewal deadline. We quote surety bond renewals 90 days prior to expiration and make them available for purchase online. You can also utilize our direct bill renewal process and let us bill your customer automatically with professional invoices that display your agency name and logo. We’ll provide you with all required renewal forms so your customer stays compliant with the obligee.

The Bond Exchange has 40 years of experience providing insurance agents with the service and expertise necessary to satisfy the surety bond requirements of their customers. Leverage our experience—and free online platform—to streamline the surety bond process. Questions? Call us at (800) 438-1162!

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